NISH Structure
SAHCCOS
SAHCCOS, (Savings Housing and Credit Cooperative Society) is the vehicle for mobilizing savings towards investment if value chain activities. Members accumulate savings towards investment and are advised on available investments and potential returns when they achieve a minimum savings level. Members are at liberty to choose their preferred investment from available options.
NISH Homes
NISH Homes is mortgage provider of social housing and is the vehicle for implementing the various initiatives of NISH Cooperative that enable members to own houses. Actual property development designed and structured by NISH Cooperative will be executed by NISH Homes. This guarantees quality of homes and timely delivery of projects.
NISH Value Chain Ventures
At the centre of providing affordable housing is a whole host of supporting activities that require careful management to ensure the objective of providing low cost housing can be met. NISH Value Chain Venture manages commercial innovations in housing value chains including sustainable building materials, infrastructure provision such as water, sanitation, power and other investment opportunities.
NISH Microfinance
NISH Microfinance is responsible for the provision of micro-credit towards affordable housing for members at low cost interest rates. The target is to provide finance for social housing at single-digit interest rates to make housing affordable.
NISH Processes
NISH Value Proposition
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